Most full-time and part-time undergraduate students who are from or normally live in UK can apply for tuition fee loan to cover the cost of your tuition fees. If you are unsure as to whether you qualify, please check the information on the UKCISA  and SFE Eligibility website.

Please note this doesn’t include Graduate Accelerated BVetMed students who are not eligible to apply for a tuition fees loan.

• Tuition fee loan covers your full tuition fees and means that you will not have to pay undergraduate tuition fees before you start or during your time at university.

• Part-time undergraduate students: may be able to get a loan if their part-time course has a course intensity of 25% or more. ‘Course intensity’ measures how much of your course you complete each year compared to an equivalent full-time course. You’ll be asked how many credits you’ll study when you apply for the loan.

• How Much is the Loan? This will depend on whether you are a new or returning student. If you began your course before September 2012, you will be able to borrow up to £3,465. If you started your course after 1st September 2012, you will be able to borrow up to £9,535.

• The tuition fee loan is paid directly to the RVC on your behalf. If you have not applied for a full tuition fees loan, or are not eligible for a loan for the full amount of your fees, you will be expected to make payment in full please see Policies & Payment

How is the Tuition Fee Loan Paid? The loan is paid directly to the RVC. It will be paid in the following instalments.

• Full-time UK students can apply for a maintenance loan to help with living costs in each year of your degree.

• Part-time UK students, if your course starts on or after 1 August 2018 you can apply for a maintenance loan to help with living costs in each year of your study.

• This loan is intended to help cover basic living and study costs such as rent, food, travel, and books.

• The amount you get will depend on your household income. However, a portion of the loan is not means tested, so is available to all eligible students regardless of household income.

• It is paid in three instalments, one at the beginning of each term. The loan is paid directly into your bank account at the start of each term.

• To be eligible for the Maintenance loan, you must qualify as a UK student for student support purposes. Check the UKCISA and SFE Eligibility for detailed information on how this is assessed. 

For full details on what is available for full-time and Part-time undergraduates visit links below;  

• Gov.UK  
• Student Finance England
• Finance Wales
• Finance Northern Ireland

Use the student finance calculator to estimate your Maintenance Loan.

Maintenance Loan Entitlement:

Use the student finance calculator to estimate your Maintenance Loan.

Sources of potential additional support can be found on the BVA website.

• Full-time and part-time undergraduate students can apply for tuition fee loan and maintenance loan to Student Finance England

• Full-time and part-time undergraduate students can apply for tuition fee loan and maintenance loan to Student Finance Wales

• Full-time and part-time undergraduate students can apply for tuition fee loan and maintenance loan to Student Finance Northern Ireland

For further details on what funding could be available to you, try the Student Finance calculator  

Get undergraduate student finance step by step guide. 

• Using tuition fees loan and maintenance loan to cover the cost of your tuition fees and living costs means, that you are deferring payment of your tuition fees and maintenance until after you have left university and are earning over the repayment threshold. 

• Repayment threshold is currently £27,295 a year, £2,274 a month or £524 a week (repay 9% of your income)

• Your tuition fee loan and maintenance loan will be added together and paid back in the same way. 

• Repayments will be deducted from your salary by your employer.  Any amount outstanding after 30 years will be written off.

• Find out how much you'll repay
• Find out when you'll start repaying 

Interest

• Students are charged interest on their loan from the time they receive their first payment until the time the loans are repaid in full or cancelled.

• How much interest you’re charged depends which plan type you’re on, for more detailed info see link https://www.gov.uk/repaying-your-student-loan/what-you-pay 

• Undergraduate students who have previously completed an undergraduate degree at either a UK or an overseas institution will be ineligible for a tuition fees loan and Maintenance Grant.

• Please note BVetMed Graduate Accelerated students are not eligible for tuition fee loan and maintenance grant.

• Gateway students (UCAS Code: D190) to ensure accurate assessment of financial support, Gateway students must state that they will be joining Foundation year of the 6 year “Veterinary Gateway” course which awards a Bachelor of Veterinary Medicine.

• Accelerated BVetMed Students (UCAS Code: D100) to ensure accurate assessment of financial support Accelerated BVetMed students must state that they will be joining Year 1 of the 4 year “Veterinary Medicine Accelerated” course, which awards a Bachelor of Veterinary Medicine.

• EU/EEA and Swiss national students who have started an eligible course in the 2020/21 academic year or earlier academic years remain eligible to pay the “home” rate of tuition fees and claim any financial support for which they are currently eligible for the duration of that course.  

• EU/EEA and Swiss national students starting studies in the 2021/22 academic year or later academic years may no longer be eligible to pay the “home” rate of tuition fees and claim any financial support for their studies - but this depends on your personal circumstances (including immigration status and residence history in the UK) and UK government rules.

• For further information on this emerging situation, please visit https://www.ukcisa.org.uk/Information--Advice/EU-EEA--Swiss-Students/Brexit---EU-Settlement-Scheme